If possible, appoint a trusted friend, relative, or clergy member as your advocate to help with funeral negotiations. According the Federal Trade Commission (FTC), a funeral is third largest expense most families will have in a lifetime, after a home and a car. As with any large purchase, determine your budget before venturing out to the marketplace.
If you do not have an advocate, funeral counselors at a not-for-profit consumer advocacy group are available for a fee. The cost is approximately $300.00.